Scenario: AI agents could siphon off low-cost deposits from banks

No panic at the branches, no long lines at the ATMs: The next bank run could happen completely silently. Torsten Slok, chief economist at the asset management firm Apollo Global Management, published an essay on Sunday titled “Is an agentic bank run coming?” In this context, the expert describes a scenario in which it is not people who withdraw their savings from the bank, but rather software running in the background that automatically transfers the money…